Welcome on this learning programme!

This online course is essential for both new and experienced credit loan officers. It provides a comprehensive understanding of the global and local South African credit industry, covering key concepts and principles. Learners will learn about the scope of work for credit loan officers, lending principles, and the impact of various factors on the credit industry. Moreover, the course emphasizes the importance of adhering to credit policies, maintaining ethics, and upholding confidentiality in credit-related practices. By completing this course, participants will be well-equipped to navigate the complexities of the credit industry with confidence and proficiency.

What you will learn:

At the end of this course, the learner should be able to:

• Define and explain credit concepts and its operational mechanics.
• Understand the role and responsibilities of credit loan officers, including workplace dynamics, risks, and career progression.
• Grasp lending principles and the effects of local and global factors on the credit sector.
• Recognise the significance of credit policies and procedures for compliance by loan officers.
• Identify and elucidate credit risk.
• Emphasize ethics and confidentiality in credit management.
• Recognise and elucidate the ramifications of fraud in the credit sector.

Course Content:

• Section 1: Introduction to Credit
• Section 2: Introduction to the Credit Loan Officer Occupation
• Section 3: Overview of the Credit Industry
• Section 4: Credit Policies and Procedures of Credit Providers
• Section 5: Credit Risks
• Section 6: Ethics and Confidentiality
• Section 7: Fraud in the Credit Industry

Who Should Attend:

Any person wanting to become a Credit Loan Officer or are already employed as a Credit Loan Officer / Loan Consultant.

Entry Requirements:

There are no entry requirements for this course.

Course Structure:

This course is available in an online learning format which includes interactive and multi-media learning elements (i.e. video, animations, quizzes, interactive presentations, slideshows).

Assessments:

Learners will be required to complete the quiz for this course.

Accreditation:

This programme is not accredited.

Certification:

A Certificate of Successful Completion will be issued upon completion of the course.

Duration:

20 hours