Whether you're an employer seeking to boost employee financial wellness or an individual aiming to take control of your finances, our "My Credit Matters" online course is tailored for you. This engaging program equips participants with vital skills in financial management, creditworthiness, and debt control. Through interactive modules, learners gain insights into budgeting, saving, and responsible credit usage, fostering greater financial confidence and reducing stress. By enrolling in this course, individuals can enhance their financial literacy and make informed decisions, while employers can empower their workforce, leading to improved productivity and job satisfaction. Don't miss this opportunity to invest in your financial future!

What learners will learn:

At the end of this course, the learner should be able to:

• Gain self-awareness of their financial health.
• Enhance personal financial management skills.
• Assess and comprehend their financial status.
• Take control of their financial situation.
• Develop a personal budget.
• Make informed saving and investment choices.
• Recognize the significance of creditworthiness in credit applications.
• Responsibly manage credit accounts.
• Escape and avoid falling into debt traps and know where to seek assistance.
• Understand the functions of credit bureaus and credit reports.
• Obtain their credit report.

Course Content:

 Maintaining financial health

• Steps to achieving financial goals
• Budgeting for financial health
• The importance of saving
• Understanding credit
• Making the decision to borrow
• Costs of credit
• Your rights as a consumer
• Creditworthiness and affordability
• Reason for decline of credit
• Role of credit bureaus
• Keeping a healthy credit profile
• Managing my credit

Business Skills Institute is a BANKSETA accredited training provider. This online course is based on the Consumer Education material of BANKSETA.

The FREE Consumer Education material can be accessed on BANKSETAs website.

Who Should Attend:

Any individual that wants to take charge of their financial situation and grow their credit worth.

Entry Requirements:

There are no entry requirements for this course

Course Structure:

This course is only available in an online learning format. The course includes learning activities, videos and quizzes.

Assessments:

Learners will need to complete the online quiz for this course.

Accreditation:

This programme not accredited.

Certification:

A Certificate of Successful Completion will be issued upon completion of the course.

Duration:

30 – 60 minutes